If you’re searching for Security Finance Festus, chances are you’re either dealing with an unexpected expense or you’re trying to find a local lender that doesn’t require a perfect credit score. Fair enough — that’s exactly the kind of situation this branch is built for.
Before you drive over or pick up the phone, it helps to know exactly what this location offers, what hours it actually keeps, and what to bring so you’re not making a second trip. Below is everything verified directly from the branch’s current listing, plus a few practical things worth knowing before you apply.
Security Finance Festus, MO — Address, Phone & Hours
Here are the current, verified details for this location:
- Address: 345 N Creek Dr, Festus, MO 63028
- Phone: (636) 933-0753
- Branch ID: 0959
- Hours: Monday through Friday, 8:30 AM – 5:30 PM
- Weekends: Closed Saturday and Sunday
One thing worth flagging: a few third-party directory sites list slightly different hours for this branch (some show a 9:00 AM open time, others show a Friday closing at 6:00 PM). The hours above reflect what’s currently listed on the branch’s own official page, but store hours can shift, especially around holidays — so if you’re planning a visit outside regular business hours, it’s worth calling ahead to confirm.
What Loans Does Security Finance Offer in Festus?
The Security Finance Festus branch specializes in personal installment loans — meaning you borrow a set amount and repay it through fixed monthly payments over an agreed term, rather than dealing with a lump-sum payday loan structure.
A few things that set this apart from a typical bank loan:
- You don’t need a perfect credit score to apply
- Loan amounts and terms are set upfront, so payments stay predictable
- Debit card payments are accepted for monthly installments
- The Festus branch also offers tax preparation services, in addition to loans
Iske ilawa, because this is a physical branch rather than a purely online lender, you get the option of walking in and speaking to someone directly if you have questions about your specific situation — something a lot of borrowers genuinely prefer when money is involved.
How to Apply at Security Finance Festus
There are three practical ways to start the process at this branch:
1. Apply Online
You can start an application through Security Finance’s online loan portal, which lets you begin the process from home before ever visiting the branch.
2. Apply by Phone
Call the Festus branch directly at (636) 933-0753 if you’d rather talk through your application with a team member instead of filling out a form yourself.
3. Apply In Person
You’re also welcome to walk into the 345 N Creek Dr location and apply face-to-face — often the fastest route if you want an answer the same day.
What You’ll Typically Need to Apply
While exact requirements can vary depending on the loan amount and your individual situation, most installment loan applications at Security Finance Festus will ask for:
- A valid government-issued ID
- Proof of income (pay stubs, benefit statements, etc.)
- Proof of residence (utility bill, lease agreement, etc.)
- A working phone number and, in many cases, an active bank account
- References, in some cases, especially for first-time borrowers
Quick checklist before you visit Security Finance Festus:
- Do you have a valid photo ID on hand?
- Do you have recent proof of income ready?
- Do you know roughly how much you need to borrow?
- Have you compared this loan against at least one other option?
5 Important Facts to Know Before You Visit
- No perfect credit required — this branch specializes in working with borrowers who might not qualify for a traditional bank loan
- You have three ways to apply — online, by phone, or walking directly into the Festus location
- The branch is closed on weekends — plan your visit for a weekday between 8:30 AM and 5:30 PM
- Tax preparation is also offered here — it’s not just a loan office, especially useful during tax season
- Costs and terms vary by loan — always ask for the full rate and fee breakdown before signing anything
Other Lending Options Near Festus, MO
Dekha jaye to, it’s always smart to compare more than one option before committing to a loan at Security Finance Festus or anywhere else. A few other financial service providers operating in the Festus area include:
- Advance America (S Truman Blvd, Festus)
- World Finance and Cash Today (Crystal City, MO — a few miles from Festus)
- Local community banks such as Commerce Bank and First State Community Bank
Banks generally offer lower rates but stricter approval criteria, while installment loan providers like Security Finance tend to have faster approval and more flexible credit requirements — often at a higher cost. Knowing that tradeoff upfront helps you pick the option that actually fits your situation instead of just the closest one.
What Customers Say About Security Finance Festus
Reviews for this location are mixed, which is fairly common in the installment loan space. Several customers describe the in-branch staff as friendly and helpful during the application process. On the other hand, some reviewers have raised concerns about how expensive the total repayment can become relative to the amount borrowed — a criticism that applies broadly to installment and short-term lenders, not just this branch specifically.
Sach baat ye hai ke, this is exactly why reading your loan agreement carefully — total repayment amount, not just the monthly payment — matters more than almost anything else before you sign.
FAQs — Security Finance Festus, MO
Q1: What is the phone number for Security Finance Festus? The branch can be reached at (636) 933-0753.
Q2: What are the hours for Security Finance Festus? Per the branch’s official listing, it’s open Monday through Friday from 8:30 AM to 5:30 PM, and closed on weekends.
Q3: Do I need good credit to get a loan at Security Finance Festus? No. This branch specializes in personal installment loans for borrowers who may not have a perfect credit score, though approval still depends on your individual application.
Q4: Can I apply for a loan online instead of visiting the branch? Yes, Security Finance offers an online application option in addition to phone and in-person applications.
Conclusion
If you’re planning to visit or contact Security Finance Festus, the short version is this: it’s a local branch at 345 N Creek Dr offering personal installment loans and tax preparation, open weekdays from 8:30 AM to 5:30 PM, with the flexibility to apply online, by phone, or in person. Just make sure you compare the full cost of the loan — not just the monthly payment — before signing anything, and don’t hesitate to call ahead if you’re visiting outside standard hours.
Disclaimer: This article is independent, informational content and is not affiliated with or published by Security Finance. Branch hours, loan terms, and requirements can change, so confirm current details directly with the branch at (636) 933-0753 or through Security Finance’s official website before visiting or applying.
